What does umbrella employment cost?

Paidin's fee

Paidin uses a tiered pricing model where the fee decreases as your invoice amount increases:

• Under SEK 20,000: 4.8% of the invoice amount
• SEK 20,000 – 49,999: 3.6%
• SEK 50,000 and above: 2.9%

The fee is calculated on the invoice amount excluding VAT. No minimum fee. Other umbrella companies typically charge between 3.5 and 8 percent.

First invoice free – regardless of amount.

Other costs

In addition to the administrative fee, the following are deducted from your invoice amount, just as in regular employment:

• Employer contributions (31.42% according to 2026 percentage rates)

• Income tax (30%)

• Holiday pay (12%, included in the salary payment or can be saved)

This means that if a client pays 100,000 SEK for your assignment, these costs are deducted before you receive your salary.

We naturally adjust the employer contribution based on your age and applicable rules.

(VAT is neither a cost nor revenue and does not affect your salary calculation)

Examples

Invoice of SEK 10,000 (fee tier 4.8%):

• Service fee: SEK 480
• Employer contributions: SEK 2,276
• Income tax: SEK 2,173
• Holiday pay: included in your net salary
• Your salary: SEK 5,071

Invoice of SEK 50,000 (fee tier 2.9%):

• Service fee: SEK 1,450
• Employer contributions: SEK 11,684
• Income tax: SEK 11,060
• Holiday pay: included in your net salary
• Your salary: SEK 25,806

(The exact amounts vary depending on your specific tax situation and your choice regarding holiday pay.)