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Invoice without a company vs. your own company

Invoice without a company Uppdaterad 11 mars 2026

Invoice without a company Your own company
Register a company No Yes
Accounting Handled for you You are responsible
VAT reporting Handled by us You are responsible
Annual accounts Not required Mandatory
Business ID tax (F-tax) Not required Mandatory
Employer contributions Already included None (but costs for payroll admin)
Fee Usually a percentage None, but costs for accounting and admin
Time to get started Minutes Days to weeks
Administration Minimal Significant

A rule of thumb for choosing

Invoicing without a company is best for you if you:

  • Want to get started quickly with an assignment
  • Prefer to focus on the work, not administration
  • Take shorter or varying assignments
  • Don't have large volumes where company administration would pay for itself

Your own company may be better if you:

  • Plan long-term and have stable income
  • Have larger invoice amounts where company costs become a small percentage
  • Enjoy managing your own administration
  • Want to build your own brand and company over time

Many people combine regular employment with invoicing without a company, and some invoice without a company for certain assignments while having their own company for others. If you're unsure, you can also speak with the accounting firm Paidin Redovisning, which helps you evaluate the best choice for your situation.